Medicare Part D Southeast Texas

On today’s edition of Southeast Texas Senior Health News, we look at Medicare Part D.

We get a lot of questions from our Southeast Texas senior readers about Medicare and specifically about enrollment for Medicare Part D.

With so many options based on where you live and what prescriptions you need, selecting a Medicare Part D Plan can be complicated and time consuming. 

Alexis Abramson, Ph.D, a gerontologist and leading advocate for health and wellness issues affecting baby boomers and seniors, offers five simple tips to guide you through the process during this year’s registration window.

1. Sign up for Medicare Part D – no matter what.

Even if you currently don’t take any prescription medications, you should still consider signing up for a Medicare Part D Plan. Southeast Texas senior health tends to fluctuate, and it is important to be prepared. If you enroll late or when you are in need of drug coverage, you could pay much higher premiums. The only exceptions to this rule are seniors with equivalent or creditable drug coverage from an employer’s health care plan, retiree health plan or from the U.S. Department of Veterans Affairs.

2. You can get Part D two ways.

Your first option is to buy Part D coverage as part of a private Prescription Drug Plan (PDP) that is based on the drugs you take. Your second option is to sign up for Medicare Advantage, a Medicare HMO (Health Maintenance Organization) that also includes Medicare Part A and Part B (hospital and medical).

Would you like to explore getting your Southeast Texas Medicare Part D Coverage through a Medicare Advantage Plan?

Contact Texan Plus.

They offer Medicare Advantage Plans for Southeast Texas Senior Citizens.

(409) 981-7300

Their local Southeast Texas Medicare specialists would be happy to answer your questions about Medicare Part D Coverage.

3. Plans change annually so take your time to research.

Assessing all your options isn’t easy. You must weigh short-term savings in monthly premiums against long-term costs from co-payments or limited overall benefits. Consider your developing health concerns and how easily a plan will allow you access to your favorite doctor or specialist and medications you may be taking.

4. Preferred pharmacies matter.

Once you’ve found a plan that fits your budget and medication needs, don’t forget about convenience when filling your prescriptions. A pharmacy accepted as “preferred” by a Medicare Part D Plan is a network pharmacy that offers covered drugs to plan members at lower out-of-pocket costs than what the member would pay at a non-preferred network pharmacy.

5. Medicare Advantage Plans are an option to explore.

Contact Texan Plus in Southeast Texas today with your questions about Medicare Part D: (409) 981-7300.

We hope you have enjoyed today’s edition of Southeast Texas Senior Health News.

Have we answered your questions about Medicare Part D?

If not, ask your doctor or call Texan Plus.